Collective Investment Schemes
We offer a wide range of investment funds under Collective Investment Schemes (CIS) to investors. Our investment policies are anchored on strategies to outperform set benchmarks and funds of similar strategies. Our clients can easily access a variety of investment solutions to achieve diversification through our portfolio allocations to Government treasuries, notes and bonds, high-grade corporate bonds and notes, other fixed income instruments, and listed equities.
With our CIS, clients can trust Ashfield to help them meet their investment goals of retirement income and planning, savings, educational expenditure, family welfare and healthcare, and many more.
Ashfield manages three (3) CIS’s Below:
Schemes
Our Collective Investment Schemes (CIS) provide a platform for investors to pool their resources together, enabling access to a diversified portfolio of assets. These schemes offer a cost-effective way to invest, as the collective pool can achieve economies of scale and greater investment opportunities. Managed by our skilled fund managers, our CIS products are structured to deliver consistent performance and long-term value for our investors.
Asset Allocation and Fees
The trust’s policy of investing in listed stocks and income-oriented securities, and other policies and percentage limitations outlined in the trust’s scheme particulars are not fundamental policies or investment restrictions as they can be changed by the trustee on the advice of the manager.
In addition to the foregoing restrictions, the trust may be subject to investment limitations, portfolio diversification requirements, and other restrictions imposed by the laws of Ghana.
Securities | Target Allocation | Range |
|---|---|---|
Fixed Income Securities | 60% | ±30% |
Listed Equities or Unlisted Equities | 40% | ±30% |
Income or Dividend Distribution Policy
The Trust reinvests all its investment income. Therefore, dividends are not declared nor distributed. As such, individual investors benefit from a growth in the net asset value of each unit/share of the trust they hold.
Front and Exit Load Fees:
Subscription Fee | None |
|---|---|
Redemption fee after 3 years | None |
Redemption fee within 3 years | 1.00% |
Redemption fee within 2 years | 2.00% |
Redemption fee within 1 year | 2.50% |