Collective Investment Schemes
We offer a wide range of investment funds under Collective Investment Schemes (CIS) to investors. Our investment policies are anchored on strategies to outperform set benchmarks and funds of similar strategies. Our clients can easily access a variety of investment solutions to achieve diversification through our portfolio allocations to Government treasuries, notes and bonds, high-grade corporate bonds and notes, other fixed income instruments, and listed equities.
With our CIS, clients can trust Ashfield to help them meet their investment goals of retirement income and planning, savings, educational expenditure, family welfare and healthcare, and many more.
Ashfield manages three (3) CIS’s Below:
Schemes
Our Collective Investment Schemes (CIS) provide a platform for investors to pool their resources together, enabling access to a diversified portfolio of assets. These schemes offer a cost-effective way to invest, as the collective pool can achieve economies of scale and greater investment opportunities. Managed by our skilled fund managers, our CIS products are structured to deliver consistent performance and long-term value for our investors.
Asset Location and Fees
Permissible Investment/ Asset Allocation
The Fund will purchase securities, which present the minimal risks whilst offering maximum returns. Under normal conditions, this may include but not limited to:
• Corporate Obligations (Bonds)
• Commercial Papers
• Certificates of Deposit/Fixed Deposits
• Bankers Acceptances
• Repurchase Agreements
Asset Class | Minimum | Normal | Maximum |
|---|---|---|---|
Bonds | 15% | 20% | 30% |
Commercial Papers | 10% | 30% | 50% |
Certificates of Deposit | 20% | 30% | 40% |
Bankers’ Acceptance | 5% | 15% | 20% |
Repurchase Agreement | 10% | 15% | 0% |
Ghana Government debt Instruments | 20% | 40% | 60% |
Bank and Cash | 10% | 15% | 20% |
• Front and Exit Load Fees
Below are redemption fees associated with this fund:
• Front-end load – 1.00% (suspended)
• Back-end load – None